William R. Welch has provided consulting and testifying expert services since the early 1990s, and his experience includes litigation involving financial institutions, damages, forensic accounting, accountant’s malpractice, and other dispute resolution in business and personal matters. Mr. Welch has been a certified public accountant since 1979 and has worked continually as an independent practitioner and banking consultant since 1987; he continues to maintain both sides of his practice to enhance his credibility as an expert.


Mr. Welch has over thirty-five years of banking and financial institution experience, both internally as a member of management and externally as an auditor and independent consultant. He continues to provide consulting services to banks, primarily in loan quality and loan underwriting evaluations, analysis of the adequacy of a bank’s allowance for loan losses, financial statement analysis, evaluations of the general creditworthiness of borrowers, and evaluations of the appropriateness of management reporting to the audit committee and board of directors. Since 2011, Mr. Welch has been retained by the Federal Deposit Insurance Corporation (FDIC) as a liability consulting and testifying expert with regard to directors’ and officers’ liability in connection to litigation involving over fifteen failed banks.


Mr. Welch’s practice as an independent certified public accountant involves business consulting, financial statement preparation and analysis, and business and personal tax return preparation and consultation. His experience in these areas provides a unique balance and perspective in both bank and non-bank litigation. Mr. Welch maintains a network of qualified and seasoned experts with whom he has worked extensively over many years. These resources provide additional depth and breadth of services which he can bring to bear on litigation services engagements, if needs dictate.